Super Loan Lower Hutt

Superloans is a solution-based lender based in New Zealand, with the goal of providing fast and responsible solutions to customer needs. They use a digital tool, the Superloans app, to keep the lending process transparent and allow customers to easily access information about their loan. Their aim is to become the top provider of short-term loans in New Zealand, and they have multiple branches across the Hawkes Bay and Wellington regions, with plans to open more.

The Superloans reward program, the “Super Score,” rewards customers for using their services. Points are earned during borrowing and payments, and as the Super Score increases, the customer’s credit limit and interest rates on future loans decrease. The higher the Super Score, the higher the loan limit. The same applies to pawn loans, where the interest rate decreases and the limit increases with each increase in the Super Score.

Superloans offers various loan options such as express loans, bad credit loans, pawn loans, beneficiary loans, and first loans. Interest rates vary based on the loan type, with the free express loan having no interest. The interest for express loans ranges from 1.04% to 2.87% per week, while pawn loans range from 20-30% every 28 days or 208-308% per year.

Bad credit loan – 1.04 % to 2.87% every week, depending on loan amount and credit history

Beneficiary loan – 1.04 % to 2.87% every week, depending on loan amount and financial status of the beneficiary

First loan – 1.04 % to 2.87% every week, depending on loan amount and credit history of the customer.

Overall, Superloans aims to provide responsible, fast solutions to its customers’ needs through its wide range of loan options and its digital tool, which makes the loan process transparent and easy to understand. The reward program, the Super Score, further incentivizes customers to use Superloans’ services, as it rewards them with lower interest rates and higher loan limits. The company accepts a variety of forms of ID and a variety of items as collateral, making it a versatile and flexible option for customers in need of short-term loans.

They accept passport, national photo ID, driver’s license, or gun license as forms of identification.